Annuities are financial products that allow investors to receive a fixed income stream upon investing a certain amount of money. Annuities have been problematic for investors because they are generally illiquid, meaning they are difficult to sell. This is a forum specifically dedicated to annuities and provides investors with a communication channel to discuss annuities and everything related to them.

Real Estate Investment Trusts (REITs) are financial products that provide investors the opportunity to invest in various types of real estate. Investors essentially place their money with the trust (the asset holders) and received returns deriving from the income-producing assets in the trust. While some REITs are publicly-traded and solid investments, some pose problems for investors because they are non-traded and illiquid. This means they are complex and inappropriate for the average investor. Additionally, many REITs have displayed poor results in comparison with the overall market. This is a forum specifically dedicated to REITs. Investors can learn and protect themselves before jumping into the complex world of REITs.

Alternative investments normally exclude publicly-traded stocks and bonds that you would find in primary markets. Alternative investments are more complex and risky than securities and financial products that can be purchased in public markets. Investors should approach these with extreme caution.

Insurance policies vary from car, home, business, life, and other coverage types. Some policies are certainly better than others. This is a forum dedicated to all your insurance questions.